Everything in this world is precious and holds memories in a persons life, while to some people think that items are just that, items with no real value, to you a little vase that your son or daughter bought you for your Birthday, is something that can be replaced if it is broken, as the same thing apples grandmas depression glass set that she gave you, that you had appraised at over $10,000.
Most people have car insurance, home owners insurance or renters insurance and even some company movers that have their own specific insurance to cover your items. Most long distance movers, as well as some local and small business moving companies all have a certain amount of insurance coverage that is placed upon your items while they are in the Moving process. In most cases the Moving insurance will cover your items if they are being packed by yourself and transported by their company, it is best to talk with the Moving company to see if they can tell you what they have done in the past with their previous clients, with meeting their insurance and safety needs in the past.
In order to be sure that you are going with a company, it is best to ask if the Moving Company has a policy that protects your items from being broken, or ruined. Do not be surprised if you are told by several companies that they do not carry this option, it is considered an added expense that is sometimes passed up by a company so they do not have to raise their rates in order to make up for the policy premiums. Realistically, a few dollars extra added to your moving expenses, hopefully, will not be detrimental to your pocket, however if it is then maybe you should sit down and really think about the total value of your items that will be moving with you, when you make your inventory list for moving day, if it just a desk that was bought at a garage sale for a few dollars then maybe you can be able to go with a Moving pods company that has the cheaper price because of it, but you will probably find that for what you might spend extra with a Moving company that offers insurance, it could save you thousands in case something happens.