Getting water damage specialists to your home or office as soon as possible is critical to preventing further damage. Water damage can cause mold growth, warp wood and drywall, and destroy carpeting and flooring. The earlier you can get rid of the water, the less chance there is of extensive damage. A flood damage insurance claim list is a great way to know whether you will be filing an insurance claim or not.
Based on the water damage insurance definition that your insurer uses, you will probably have to submit a claim if the level of water is above what is covered by your deductible. For example, most home insurance policies cover up to an inch of rainwater in the home. If you have two inches or more, you will likely need to file a claim.
Even before getting a water damage specialist, you need to ask yourself, is water damage repairable? And if so, is it worth it to repair the damage? a water damage insurance policy will help you answer these questions. If the deductible is high, it may not be worth filing a claim. But if the damage is extensive, it might be worth it to pay the deductible and get the repairs done.
There are few things that are messier than home flooding. In fact, while the water damage itself can be a real mess, the damage caused by mold and mildew can be even more significant. For this reason, it is essential that home flooding is dealt with immediately and professionally.
Like many home repairs and building projects, working with a professional is always your best option. From the water damage in Panama City, Florida, caused by hurricane force winds and rains to the termite damage repair needed in homes where there have been infestations, working with a professional contractor allows you to not only address the surface problems, but also any underlying consequences as well.
Many Home and Building Problems Require Professional Contractors
Whether you are looking at weather proofing your home in preparation for a predicted storm or hurricane or you are looking for a way to clean up water damage after the storm has hit, it is often advisable to work with a professional contractor. Home flooding is an especially critical event that can lead to even worse damage if it is not cleaned up immediately.
Consider some of these other times when professional contractors can help you solve current issues and avoid even worse future problems:
- 600,000 home owners in the U.S. report termite damage to their homes.
- To control and repair for termite damage, U.S. residents spend an estimated $5 billion a year.
- 35% of remodeling jobs involved the whole home renovations.
- $6,965 is the average cost of a home water damage insurance claim.
- In a short time span of less than three hours, a sheet of drywall standing upright with its edge sitting in even a half inch of water can soak water up to six inches in less than three hours.
- Mold typically begins to grow in 24 to 48 hours if a moist environment is left untreated.
You do not have to be at the beginning of a new construction project to need the help of a general contractor. From typical renovation to the recovery process that is needed from flood or termite damage, there are many times when the services of a general contractor are important.